Insurers make money by taking small, well-priced risks a thousand times over. VIG hands that seat to you. Back rain, flights, rent, sports and cards in $10 slices, and collect the premium every time nothing happens.
A book is one plain-English event with a hard, public trigger. You back the side that says it won't happen. There is no judging, no counterparty to argue with: the feed settles it.
Browse nine markets. Each book names a place, a number and a deadline, and shows how full it is and when it closes.
Put $10 or more on "it won't trigger". Senior seats earn the base rate and lose last. Junior seats earn 3× and take the first hit.
Premium accrues by the hour while the book is open. No trigger and it's yours. Trigger and you lose part or all of the slice, sized by how hard the event hit.
Every book settles on a data source anyone can check. If a feed cannot answer, the book voids and every stake is refunded.
Books run from tonight to 90 days. Short books roll: the same $50 can earn on a dozen books a month, and the app shows the rolled yearly rate on every card.
With up to $1,000 in play, every exit fee you pay is recycled into the pool that pays premiums, not kept by the house. Whales pay the house; starters don't.
Senior slices under $100 lose at most 60% on a trigger. You can be wrong and still be in the game tomorrow.
1% of every premium paid on VIG drops into one pot. Finish a season perfect, ten or more books and zero triggers, and you split it with every other perfect backer.
VIG is an installable web app. Open it once, add it to your home screen, and it runs full-screen like any other app, with your account and books kept in sync.
Point your phone's camera at the code. It opens VIG directly, ready to add to your home screen.
No. This is a play-money pilot: every account starts with $500 VIG dollars. Everything else is real: the books, the data feeds, the settlements and the leaderboard math.
Nobody. Each book names its feed and threshold up front. The feed is sampled while the book runs and read at the close. If the feed cannot answer, the book voids and stakes are refunded.
Yes. Every open slice shows a live sell price. You keep the premium accrued so far, minus a small haircut that shrinks as the book nears its close.
Anyone 18 or older, one account per person. Signup takes a handle and nothing else. Read the pilot terms.