Parametric risk exchange

Get paid when nothing happens.

YOU'RE THE HOUSE NOW.

Insurers make money by taking small, well-priced risks a thousand times over. VIG hands that seat to you. Back rain, flights, air quality, currencies, sports and cards in $10 slices, and collect the premium every time nothing happens.

On your phoneScan to open VIG in your camera, then add it to your home screen.
225
Open books
$48k
Season pot
11
Markets
24/7
Settled on live feeds
How it works

Three moves. Every book, every time.

A book is one plain-English event with a hard, public trigger. You back the side that says it won't happen. There is no judging, no counterparty to argue with: the feed settles it.

01

Pick a book

Browse nine markets. Each book names a place, a number and a deadline, and shows how full it is and when it closes.

Example0.50" of rain at JFK before Friday 6PM · $1,840 left · closes in 01:06
02

Back a slice

Put $10 or more on "it won't trigger". Senior seats earn the base rate and lose last. Junior seats earn 3× and take the first hit.

Example$50 senior · 8.5% for 90 days · rolled 41%/yr
03

Collect, or eat it

Premium accrues by the hour while the book is open. No trigger and it's yours. Trigger and you lose part or all of the slice, sized by how hard the event hit.

Example0.31" fell · no trigger · +$1.05 banked
Eleven markets

Real events. Public feeds. Nothing to argue about.

Every book settles on a data source anyone can check. If a feed cannot answer, the book voids and every stake is refunded.

Weather
— BOOKS
NWS hourly observations · rain totals and peak wind at named stations
Cards
— BOOKS
TCGplayer market prices · chase baskets of the newest Pokémon sets
Flights
— BOOKS
FAA delay board · average departure delay at major airports
Rent
— BOOKS
Zillow rent index · month-over-month moves in metro rents
Sports
— BOOKS
ESPN scoreboards · road-win share across a league's slate
Watches
— BOOKS
Shopping price index · daily marks on reference watches
Moments
— BOOKS
NWS observations · weather over parades, graduations and game days
Toys
— BOOKS
Shopping price index · collectible and holiday-season toy baskets
Games
— BOOKS
Shopping price index · consoles, bundles and limited runs
Air
— BOOKS
Open-Meteo air quality · peak AQI in Delhi, Lagos, Nairobi, Cairo, Jakarta and 15 more
Fx
— BOOKS
Daily USD reference rates · rupee, naira, cedi, shilling, rand and 17 more against the dollar
Weather
— BOOKS
NWS hourly observations · rain totals and peak wind at named stations
Cards
— BOOKS
TCGplayer market prices · chase baskets of the newest Pokémon sets
Flights
— BOOKS
FAA delay board · average departure delay at major airports
Rent
— BOOKS
Zillow rent index · month-over-month moves in metro rents
Sports
— BOOKS
ESPN scoreboards · road-win share across a league's slate
Watches
— BOOKS
Shopping price index · daily marks on reference watches
Moments
— BOOKS
NWS observations · weather over parades, graduations and game days
Toys
— BOOKS
Shopping price index · collectible and holiday-season toy baskets
Games
— BOOKS
Shopping price index · consoles, bundles and limited runs
Air
— BOOKS
Open-Meteo air quality · peak AQI in Delhi, Lagos, Nairobi, Cairo, Jakarta and 15 more
Fx
— BOOKS
Daily USD reference rates · rupee, naira, cedi, shilling, rand and 17 more against the dollar
Built for backers

Small stakes, fast books, a system that wants you to win.

Velocity

Books run from tonight to 90 days. Short books roll: the same $50 can earn on a dozen books a month, and the app shows the rolled yearly rate on every card.

Starter tier

With up to $1,000 in play, every exit fee you pay is recycled into the pool that pays premiums, not kept by the house. Whales pay the house; starters don't.

Starter shield

Senior slices under $100 lose at most 60% on a trigger. You can be wrong and still be in the game tomorrow.

Season pot

1% of every premium paid on VIG drops into one pot. Finish a season perfect, ten or more books and zero triggers, and you split it with every other perfect backer.

Ways to earn

Earn up to 2–5% a day.
While nothing happens.

No charts, no trading, no jargon. Pick something that probably won't happen tonight, put in $10, and get paid when it doesn't. Tonight books pay out twice a day, and Auto-roll puts the winnings straight back in. Then use these to make it grow.

💵THE BASICS

Get paid for calm nights

Every "book" is one simple call: will it rain at JFK tonight? Will O'Hare melt down? You back "nope". If you're right, you keep your money and get paid on top. Payouts tick up by the hour while you wait.

×3SPICY SEAT

Triple it with Junior

Same call, three times the payout. The catch: if it goes wrong, Junior takes the hit first. Only a few Junior spots per book, so they go fast.

⛈️FLIP SIDE

Or bet on chaos

Think it will rain? Take the storm side. If the sky delivers, you win a multiple of what you put in. The bigger the storm, the bigger the win.

New
🔁SET & FORGET

Let it roll

Switch on Auto-roll and your winnings go straight back in, so money makes money while you sleep. One tap per book, or on for everything. It's smart enough to skip risky spots and to take a breather after a loss.

🌙TONIGHT

Paid before breakfast

Tonight books close in 8 or 12 hours. Rain, flight delays, tonight's games. Two rounds a day means your money never sits around.

×2 · ×4LATE ENTRY

Jump in late, get paid more

When a book is getting close to the line, the last spots pay two to four times more. Watch the meter on each card and pounce.

🏆SEASON POT

One big pot, split by the best

A slice of every bet on VIG goes into one pot. Go the whole season without a single loss (ten books or more) and you split it with the other perfect players.

5%REFERRAL

Bring a friend

Their first book pays double, and you earn 5% of the premium they collect for a year. Share cards are built in, so it's one tap to post.

5%HOST

Run a room

Pick five books for the night, share one link. When your crew wins, you get 5% of what they make. VIG pays it, they don't. The creator blueprint → Unlocks after ten settled books.

💸ANY TIME

Cash out early

Changed your mind? Sell your spot to another player any time and keep what you've earned so far. No lock-ups.

🛡️SAFETY NET

You can't get wiped out

The most you can ever lose is what you put in, never more. And on anything under $100, a bad night costs you 60% at most. Start with $10.

APR 2.66% · ON BALANCEYour score, live, under the earnings counter: how much you're up on the money you started with. Started with $1,000 and made $20? That's 2%. Up to means exactly that: a calm night on Tonight books, rolled. Stormy nights cost you, never more than you put in.
Install

No store, no download. It lives on your home screen.

VIG is an installable web app. Open it once, add it to your home screen, and it runs full-screen like any other app, with your account and books kept in sync.

iPhone · Safari
  1. Tap Open VIG above (it must be in Safari).
  2. Tap the Share button at the bottom of the screen.
  3. Choose Add to Home Screen, then Add.
Android · Chrome
  1. Tap Open VIG above.
  2. Open the ⋮ menu in the top-right corner.
  3. Choose Install app (or Add to Home screen).
Reading this on a computer?

Point your phone's camera at the code. It opens VIG directly, ready to add to your home screen.

Questions

Straight answers.

Is this real money?

Yes. You back books with USDC from a wallet you control. Your stake locks in a smart contract on Base, one vault per book, and is released by a settlement that cites the public source of record. VIG never holds your money.

Who decides whether a book triggered?

Nobody. Each book names its feed and threshold up front. The feed is sampled while the book runs and read at the close. If the feed cannot answer, the book voids and stakes are refunded.

Can I get out early?

Yes. Every open slice shows a live sell price. You keep the premium accrued so far, minus a small haircut that shrinks as the book nears its close.

Who can join?

Anyone 18 or older, one account per person. Signup takes a handle and nothing else. Read the terms.

Ready?

Take the house's seat.

Open VIG